Purchase Loans

If you are purchasing a new home, we offer you the freedom of choice along with a professional recommendation.  We offer programs for First Time Home Buyers and experienced buyers with NO DOWN PAYMENT requirements, conventional programs with competitive rates, limited documentation programs and a variety of mortgage loan terms including interest only and 40 year terms to keep your payment low.

Refinance Loans

You may consider refinancing to lower your interest rate, lower your payment or take cash out from your home equity to consolidate debt, start a business or make home improvements.  The key to refinancing is working with a mortgage professional that is concerned about your needs, goals and financial situation.  We take a financial planning approach to your refinance request and will recommend the most appropriate options. 

Construction Loans

At ADYS Mortgage, Inc., we are professionals with over 10 years in combined construction loan experience.  Why does this matter?  Obtaining construction financing can be a complex process, but not at ADYS...we make it simple.  We offer programs that allow you to convert your construction financing (at or after completion) to a permanent mortgage loan without any fees or additional closing costs.  Other features include, limited documentation options, construction terms up to 24 months, flexible payment options during construction and a minimum of 5% down payment for qualifies borrowers.

Land Loans

We offer land loans for both purchase and refinance transactions.  If you are thinking of purchasing, qualified borrowers can obtain financing with just 10% down payment. 

Bridge Loans

 A Bridge loan is a mortgage loan that taps into the equity of an existing home to help obtain a down payment for a new home or construction project.  There are many ways to obtain bridge financing.  Please contact us for more specific information.

The material on this web site covers a variety of topics on residential and commercial real estate mortgage banking and is for informational purposes only. This information is inherently limited in scope, may change without notice, and does not contain all of the applicable terms, conditions, limitations and exclusions of the products and services described herein.

© 2007 ADYS Mortgage, Inc.  All Rights Reserved.